In car crash injury cases, the primary insurance for the first two years or $15,000 in medical treatment is typically your own auto insurance policy’s PIP (Personal Injury Protection) coverage.
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Contact a lawyer. Usually, the only reason an IME is requested by your insurer is to give your insurer an excuse to stop paying for your medical treatment.
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In Oregon, one usually has two years from the date of a car crash to resolve your case or file a lawsuit.
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No. You should not settle with an insurance company until you have reached “Maximum Medical Improvement,” a term that means your injuries have either healed or are not going to get any better.
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